Insurance for drivers

snow and ice, trees, branches, parts of buildings and objects thrown from windows. Attention! In these cases, you should immediately contact the local police department on the fact of damage. This is necessary for a claim guilty. Impact on the TC of taking off from under the wheels of other CU illegal actions of third parties (including the theft of specific parts of insured vehicle) - is any damage to your car by these individuals. Most often this broken glass, and headlights, theft radio, wheels, company logos, or any details of the vehicle and its accessories. Also refers to the wrongful actions of damaging the car parked in your absence. In such cases, the perpetrators usually remain unknown.

Unprofitableness of insurance in the regions is growing. Since leaving the major market players as MRSS, General Insurance Company, Rosstroy, Fedeliti-Reserve, Universal policy. What is a loss insurance 'What kind of insurance (other than insurance) is considered maloperspektivnymi' And what, by contrast, are experiencing rapid growth. read

Auto (avtokasko) "insurance" from 6000 rubles - a new insurance product is a "mini-helmets insurance, regardless of years of release from a car accident. to insure the possibility of used cars (a year of release), for which insurance coverage was previously impossible or unprofitable. Order CASCO insurance on-line

CASCO

Benefits insurance in insurance broker «Peter Auto»:
- Possibility to choose an insurance company providing insurance protection (insurance);
- We can help you find the most favorable conditions for insurance, depending on your wishes;
- Appreciate the benefits provided to other insurance companies;
- To provide an installment payment of insurance;
- Insurance amounts recorded in foreign currency equivalent.

Insurance debtors

Rates are for domestic vehicles from 4,5%, on foreign cars - from 5%. If you have a specific tariff rate for your vehicle, specialists insurance broker «Auto Pieter» calculate your fare and offered to get acquainted with the terms of the insurance contract. If necessary, you can leave the insurance specialist.Article: The cost of the policy defines the hijackerIn the event of a sale or gift the insured vehicle insured has the right to transfer the insurance policy the new owner, or re-insurance contract for another means of transport acquired replacement.Insurance - insurance protection against any lossUnder the terms of insurance insurance policyholder to provide insurance protection against any losses that may result from damage or total loss or loss of auto vehicle as a whole or individual parts at certain of the contract (insurance) insurance cases. AVTOKASKO insurance may cover all types of vehicles in operation: trucks and special vehicles, trucks and buses, cars and trailers for them, tractors, motorcycles, as well as additional equipment installed on them: car, computer navigation tools, etc. .

Insurance cases and auto insurance insurance:
If your car is insured against unauthorized use, you get paid, if it snatch or threatened acts of violence will make you leave the car. DAMAGE - damage to or destruction of the insured vehicle or its parts as a result of: accident, including a collision with fixed or moving objects (buildings, obstacles, animals, etc.), overturning the fire (the car is considered to be insured against fire for any reason) Attention ! Proof of this is a certificate from the department of fire protection. You must be sure to call firefighters to the scene, even if the fire extinguished on its own. Unusual for this area of natural phenomena in the fall of the insured vehicle foreign objects - this is damage caused by the fall:

Insured has a choice

After an inspection of the Insured has a choice:

Repair of a service at the option of the Insured (if you pay the service): The insured person signs the document, the need to inform the OJSC IC "GRANIT" hidden defects identified in the process of repair, as well as harmonization of purchase orders and invoices and / service, to pay for repairs made. Immediately after that, a / m can be put on the repair. Repair of a service OJSC IC "GRANIT": A member of the Client Department gives direction for the repair of a service. This area guarantees payment OJSC IC "GRANIT" produced refurbishment. Alignment with a service identified by latent defects, to correct them and follow the payment accordingly, may be made without the participation of the Insured.There are two main types of motor insurance:COMPLETE AVTOKASKO - car insurance and additional equipment from theft (theft, robbery, theft), damage (accident, fire, explosion, theft of parts, and other wrongful acts of third persons, falling objects, natural disasters).PARTIAL AVTOKASKO - insurance against injury (road traffic accidents, fire, explosion, theft of parts, and other wrongful acts of third persons, falling objects, natural disasters).The tariff rate is determined by our employees, depending on storage conditions and operation of the car, the driving experience of persons admitted to the management and availability of protectiveequipment.

Tick-borne encephalitis

In place of the accident leaves Specialist Service Emergency Commissioner.

Our Insured receives professional help, advice on completing the documents at the scene and communicate with the traffic police officers. In case of disagreement by the Insured with the record in the record made by a law enforcement officer, or doubts about the objective incident review, the Insurer is obliged to make appropriate entry in the record, or refuse to sign, citing the poor state of health. If you do not, then further challenged the group to review the traffic police the objectivity of information contained in the protocol, and signed without comment insurer would be very problematic.

Title Insurance in the UK OJSC "Granite", a statement about the insurance event.

A member of the Client Department accepts applications from the Insured, kserokopiruet provided documents, creating a package of documents necessary for the resolution loss. At the same time he is preparing a Request for the Insured to the law enforcement agencies and sends it to the policyholder along with the form information request form. The completed certificate should not contain errors, discrepancies, as well as the corrections are not certified by signature and seal.

Providing Insured instruments of law enforcement agencies.

A member of the Client Department reviews the documents and if there is no recourse, just organizes inspection vehicle. In the case of a second party to the incident at his address listed in Exhibit law enforcement, sent the telegram to the notice of the date, place and time of the inspection. Telegram given for 3 days in Moscow and for 6 days at the Moscow region and other cities. At the appointed time, inspected the vehicle, with the presence of all stakeholders. The presence of the 2 nd party, after handing him a telegram, not necessarily.

Family Insurance

Maintenance is physician with additional expertise in cardiology, neurology etc.If you can not attend the outpatient treatment facilities provide care at home in the processing of sick leave. For emergency conditions services is performed in the workplace. As a doctor can visit a nurse for the withdrawal cardiogram, setting drip, fence and other tests necessary for treatment of manipulation According to luxurious program for the patient necessarily establishes a personal doctor, who over the years is the patient, develops a plan for examination and treatment. A flexible policy allows, if necessary, replace the program, change the list of medical institutions to meet the interests of the insured person. Tariff policy is one of the most humane in the city, rates significantly below the average in the city, integrated programs include bonuses (commissions driver, free insurance, traveling abroad, discounts on profosmotry) at no extra cost.

Possible charges. Discounts on other insurance Security system is able to insure families and children with the provision of benefits and discounts. When you re-contracting extra benefits and discounts.Center for Settlement of losses Message from the Insured on the phone about the accident or the wrongful actions of 3 people taking round-the-clock service OJSC IC "Granit" tel. (495) 411-85-58. In this treatment the Insured is registered and, depending on the situation at the scene of an accident caused by traffic police or traffic controllers. Receiving a call Insurant-time dispatcher. Taking the message manager, explained the policy number, the data on a car, the scene of the incident, the circumstances of the loss of the other participants and witnesses (if any). If necessary, phone manager provides free legal services for advice. Manager shall inform the Insured of the required package of documents for submission to the JSC SC Granit, time Division settlement losses, as well as the duration of the request for damages.

Children Insurance

Payment for each risk, regardless of payments made to other risks of the contract of insuranceAdvantages of our insurance policy Insurance Group ASK-Petersburg, AC-Med is three largest health insurance organizations in the city. The company operates and carries out health insurance since 1990. Have experience of insurance and maintenance. Cooperation with the medical establishments of the city. Resolving the issues of quality and cost of treatment, examination of the accounts are made promptly. Arrears in payments to hospitals there. Expert service on good terms with the divisions work with insurance companies that are engaged in aggressive penalties in order to save their funds through the health facilities. Company since 1992, is compulsory health insurance, the city has won the tender for insurance of citizens of the city for 2004-2005. To date, insured more than 1 500 000. In this regard, when concluding the contract on JMS can be implemented on contract with the provision of medical insurance discounts and bonus programs. For all medical programs for corporate clients do not have a limit of liability (ie there is no limit on the amount of medical care) In addition to the multiple programs for adults, there are children's programs with the servicing of a very experienced pediatrician. Children in the first year of life are medical neonatology. General practitioners and paediatricians are staff members of the company and carry out maintenance of the individual insured adults and children that allows for continuity of care. The team dispatching and communication services of health care experienced, well-known clinical features of the city and the base of services in different hospitals. Day care is carried out 3-4 dispatchers, who, having secondary and higher medical education, can advise on a range of issues, as well as on duty, there are two doctors. Night - 2 controller and one doctor.

Critical illness

Insurance at the time sporting a sine qua non for an active lifestyle. Sport is not only fun and healthy way of life. First of all, this increased risk. You can provide a reliable insurance protection without any exception. Insurance, of your choice, can apply for the duration of any sports or only during competitions. The policy covers the risks of amateur and professional sports. A passion for downhill skiing, mountain climbing or diving is not possible without a reliable insurance protection against injuries Insurance credit borrowers special kind of insurance protection. An accident or illness resulting in disability or death of the Borrower is not only radically transform the lives of the borrower and his family, but can lead to loss of the acquired assets for loans - car, apartment, suburban real estate ... Life insurance and health Borrower credit allows to shift the responsibility for repaying the loan on the insurance company
Insurance typically covers the following insurance risks:

• death resulting from an accident
• death, which came as a result of disease
• permanent disability as a result of an accident
• permanent disability as a result of general illness
For the Bank this type of insurance is not only a further reduction of non-credit risks, but also the related possibility of lower rates on your credit agreement.